Important information for customers with accounts in Mexico: Beneficiary registration required for payments submitted via File Upload effective 20 March 2016
Dear HSBCnet User,
* UPDATED 18 February 2016: Please be advised that there are updates to the effective dates and details of the information below. Please review the superceding updates available here.
Effective 20 March 2016, sending a payment file using your Mexico debit account via the HSBCnet File Upload service will require the receiver of the payment to be a registered beneficiary. This is a regulatory requirement indicated in the General Decree applicable to Credit Institutions as stated by Comisión Nacional Bancaria y de Valores (CNBV).
From the effective date, you will be required to upload a Payment Beneficiary file via File Upload prior to uploading a payment file. If you do not upload the Payment Beneficiary file at least 30 minutes before the payment file is uploaded, the payment will be rejected.
Please review the following information to learn more about Payment Beneficiary registration for File Upload.
Payment Beneficiary registration
From 20 March 2016, you will always be required to upload a Payment Beneficiary file 30 minutes prior to uploading the payment file for the following file/payment types:
Type of payments |
Authorisation Level |
Format type |
Priority Payments
• HSBC Third Party
• Interbank (SPEI)
• International Transfer |
• File Level Summary
• File Level Details
• Instruction Level Authorisation (ILA) |
• MX Local Formats (TXT, CSV)
• XML (Version2 & Version 3)
• Swift (MT103)
• Paymul |
ACH Credits
• HSBC Online Payroll
• Payroll
• Core Payment |
• File Level Summary
• File Level Details
•Instruction Level Authorisation (ILA) |
• MX Local Formats (TXT, CSV)
• XML (Version 2 & Version 3)
• Paymul |
Please note: An automated e-mail alert will be sent to the User who uploads a Payment Beneficiary file.
For instructions on how to create Payment Beneficiary files, please select the ‘Help’ link in top right corner of the File Upload service to review the “Beneficiary Registration Implementation Guidelines - Mexico” guide. This User Guide will be available from 29 January 2016.
Entitlements required for Users uploading Payment Beneficiary files
System Administrators are required to grant entitlements to all Users who will be uploading Payment Beneficiary files. Effective immediately, the entitlement can be granted via the File Upload entitlement screen by selecting the Payment Beneficiary checkbox in the Pre-auth level column.
It will also be a requirement for these Users to be entitled to the Payment Beneficiary Upload Report, which will be available in the Report and File download entitlement screen from 20 March 2016.
The Payment Beneficiary Upload Report will be generated in the Reports and Files Download service once a Payment Beneficiary file has been uploaded. This report provides information on the status of your Payment Beneficiary files such as rejected beneficiaries.
If you attempt to upload a payment file with a non-registered beneficiary the following message will be displayed:
“Beneficiary account number does not match our records.”
If you upload a payment file before 30 minutes has passed since uploading the Payment Beneficiary file, the following message will be displayed:
“The Beneficiaries are not yet available for use.”
For additional information regarding registering beneficiaries, please contact your local HSBCnet Support Centre.
Sincerely,
Your HSBCnet team
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