Customers with accounts in Mexico: new and enhanced fields for your SPEI payment files without fiscal vouchers

Last updated: 6 March 2017

In support of local regulatory requirements, effective 19 March 2017, you will be able to include Ordering Reference information for your SPEI payment files without fiscal vouchers from accounts in Mexico. This enhancement for payments submitted via File Upload, will allow you to identify the transaction’s Ordering Reference in your Mexican debit account’s statement.

In addition to the above changes, as of 19 March 2017, the current Alphanumeric Reference field will increase from 30 to 40 characters and be renamed “Payment Concept”.

The additional SPEI Payment Concept information can be included in CSV and TXT file formats (without fiscal vouchers) that are uploaded with the File Level Detail or File Level Summary authorisation. Payment Concept instructions exceeding the available character length will be rejected.

SPEI File format reference table effective 19 March 2017
Field Number	Field name	Field length	Type	Characters	Requirements
1	Ordering account	10	Numeric	1 to 10	- Your Mexico-domiciled account. - Must be justified with zeros to the left.
2	Ordering Taxpayer ID (RFC)	18	Alphanumeric	11 to 28	- Must include at least 1 character. - Justified with spaces to the right. Example: RFC: AAAA123456AA1 Justified: "AAAA123456AA1 "
3	Beneficiary account	20	Numeric	29 to 48	- Only available for CLABE and Debit card accounts. - Must be justified with zeros to the left.
4	Beneficiary Bank	3	Numeric	49 to 51	Three-digit code. Accept zeroes to the left.
5	Beneficiary Name	34	Alphanumeric	52 to 85	Only available for CLABE and Debit card accounts.
6	Amount	18	Numeric	86 to 103	- 16 units, 2 decimals, Without decimal point. - Must be justified with zeros to the left. Example: Amount: $100.00 Justified with zeros: "000000000000010000"
7	Numeric reference	7	Numeric	104 to 110	- This field will be printed in the beneficiary’s bank statement. - must be justified with zeros to the left.
8	Payment Concept (Formally known as Alphanumeric Reference)	40	Alphanumeric	111 to 150	- This field will be printed in the beneficiary’s bank statement. - Justified with spaces to the right.
9	Ordering reference	16	Alphanumeric	151 to 166	New Optional Field, this information will be printed in the Reference field of the Ordering account.

If you have any questions about the changes in your SPEI payment files, please contact your HSBC Representative or local HSBCnet Support Centre.