France accounts: ISO 20022 payment changes are coming soon

Last updated: 1 May 2025

As part of the multi-year transformation of our global payment systems to bring you the benefits that the flexible ISO 20022 standard offers, we’re introducing new ISO 20022 enhancements for international Priority Payments from accounts in France.

This means that, between June and September 2025, you will be able to start providing richer payment data.

What this means for you

Structured address fields for international payments from accounts in France will be introduced to HSBCnet payment screens and files in a phased manner between June and September 2025.

You can learn more about the new ISO 20022 enhancements in the links below:

What’s changing in HSBCnet between June and September? ❯

We’re updating HSBCnet screens for cross-border payments and templates to support ISO 20022 payment data.


Requirements and formats for payment files ❯

Prepare your payment files for the upcoming requirements for cross-border payments by November 2025.


Making a payment on behalf of others? ❯

Review the unique requirements that apply specifically to Financial Institutions making payments on behalf of others.


Payment instruction codes are changing ❯

If you use the ‘Instruction to bank’ and/or ‘Instruction code’ fields in payments, find out what you need to know to help make sure your payments are sent successfully.

To help avoid any payment processing delays or rejections, we recommend that you review and update your payments and templates as soon as the enhanced screens become available to you. Please note that some fields will be mandatory.

We’re here to help

To learn more about how HSBC is aligning with the ISO 20022 standard, please visit the ISO 20022 migration guide.

If you have any further questions or require additional assistance, please contact your HSBC representative.