Submitting pension contributions to the General Pension and Social Security Authority (GPSSA)

If you make pension contributions to the General Pension and Social Security Authority (GPSSA), we recommend that you review and, if necessary, update your payment templates and payment files to include the required pension details.

Core ACH Credits in HSBCnet

The debit account used to submit a UAE pension contribution must be the same account that is registered with GPSSA. Pension contributions made from accounts that are not registered with the GPSSA will be rejected.
In the ‘Purpose code’ field, select ‘PEN’ for pension:

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Input the pension details in the ‘Remittance information’ field. It’s important that you make sure to include the correct details as the GPSSA will reject pension payments with missing details or incorrect amounts.

Review the table below for more information on how to include pension details in the ‘Remittance information’ field:

Pension details in ‘Remittance information’ field
This field will accept up to 140 characters and must be included in the below format: CODEWEMPLOYEEIDXXXXX/EMPLOYERIDXXX/S/MMYYYY/B0000000.00/ H0000000.00/S0000000.00/C0000000.00/L0000000.00/O0000000.00/T0000000.00 Where: - CODEW is a static key word to be used for pension payments. Input one of the following codes: GPSSA, ADJST, GPNEW, GPEOS, GPRET, GPTSP, GPRSM. - EMPLOYEEIDXXXXX is the 15 character Employee ID of the UAE National. - EMPLOYERIDXXX is the 13 character Employer ID as provided by GPSSA. - S is the type of employer. This must be ‘R’ for Private or ‘U’ for Public. - MMYYYY is the month and year. All below amounts must be 7 digits and 2 decimals. You must provide amounts left padded with zeroes (e.g. B0000250.00): - B0000000.00 is the Basic Amount prefixed with fixed letter ‘B’. - H0000000.00 is the Housing Allowance prefixed with fixed letter ‘H’. - S0000000.00 is the Social Allowance prefixed with fixed letter ‘S’. - C0000000.00 is the Child Allowance prefixed with fixed letter ‘C’. - L0000000.00 is the Cost of Living Allowance prefixed with fixed letter ‘L’. - O0000000.00 is the Other/ Supplementary Allowance prefixed with fixed letter ‘O’. - T0000000.00 is the Total Monthly Salary inclusive of all allowances prefixed with fixed letter ‘T’.
Important notes: the Total Monthly Salary ‘T’ must equal the sum of all allowances: (Basic Amount + Housing Allowance + Social Allowance + Child Allowance + Cost of Living Allowance + Other/Supplementary Allowance) the Basic Amount ‘B’ value cannot be 0.

Pension details in ‘Remittance information’ field

This field will accept up to 140 characters and must be included in the below format:

CODEWEMPLOYEEIDXXXXX/EMPLOYERIDXXX/S/MMYYYY/B0000000.00/
H0000000.00/S0000000.00/C0000000.00/L0000000.00/O0000000.00/T0000000.00

Where:
- CODEW is a static key word to be used for pension payments.
Input one of the following codes: GPSSA, ADJST, GPNEW, GPEOS, GPRET, GPTSP, GPRSM.
- EMPLOYEEIDXXXXX is the 15 character Employee ID of the UAE National.
- EMPLOYERIDXXX is the 13 character Employer ID as provided by GPSSA.
- S is the type of employer. This must be ‘R’ for Private or ‘U’ for Public.
- MMYYYY is the month and year.

All below amounts must be 7 digits and 2 decimals. You must provide amounts left padded with zeroes (e.g. B0000250.00):

- B0000000.00 is the Basic Amount prefixed with fixed letter ‘B’.
- H0000000.00 is the Housing Allowance prefixed with fixed letter ‘H’.
- S0000000.00 is the Social Allowance prefixed with fixed letter ‘S’.
- C0000000.00 is the Child Allowance prefixed with fixed letter ‘C’.
- L0000000.00 is the Cost of Living Allowance prefixed with fixed letter ‘L’.
- O0000000.00 is the Other/ Supplementary Allowance prefixed with fixed letter ‘O’.
- T0000000.00 is the Total Monthly Salary inclusive of all allowances prefixed with fixed letter ‘T’.

Important notes:

the Total Monthly Salary ‘T’ must equal the sum of all allowances:

Basic Amount

Housing Allowance

Social Allowance

Child Allowance

Cost of Living Allowance

Other/Supplementary Allowance

the Basic Amount ‘B’ value cannot be 0.

Here’s an example of how pension details should be formatted in the ‘Remittance information’ field:

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Payments submitted using File Upload or HSBC Connect

iFile
Input field	Pension details
SECPTY -"@LVP@" - Field 44 Payment Details Line 1	CODEWEMPLOYEEID12345/EMPLOYERID123/ CODEW to be used for pension payments (input one of the following codes: GPSSA, ADJST, GPNEW, GPEOS, GPRET, GPTSP, GPRSM)
SECPTY -"@LVP@" - Field 45 Payment Details Line 2	S/MMYYYY/B0000000.00/H0000000.00/
SECPTY -"@LVP@" - Field 46 Payment Details Line 3	S0000000.00/C0000000.00/
SECPTY -"@LVP@" - Field 47 Payment Details Line 4	L0000000.00/O0000000.00/T0000000.00
Important notes: the Total Monthly Salary ‘T’ must equal the sum of all allowances: (Basic Amount + Housing Allowance + Social Allowance + Child Allowance + Cost of Living Allowance + Other/Supplementary Allowance) the Basic Amount ‘B’ value cannot be 0.

MEABASIC
Input field	Pension details
Column No - AF - Remittance Information 1	CODEWEMPLOYEEID12345/EMPLOYERID123/ CODEW to be used for pension payments (input one of the following codes: GPSSA, ADJST, GPNEW, GPEOS, GPRET, GPTSP, GPRSM)
Column No - AG - Remittance Information 2	S/MMYYYY/B0000000.00/H0000000.00/
Column No - AH - Remittance Information 3	S0000000.00/C0000000.00/
Column No - AI - Remittance Information 4	L0000000.00/O0000000.00/T0000000.00
Important notes: the Total Monthly Salary ‘T’ must equal the sum of all allowances: (Basic Amount + Housing Allowance + Social Allowance + Child Allowance + Cost of Living Allowance + Other/Supplementary Allowance) the Basic Amount ‘B’ value cannot be 0.

Paymul
Input field	Pension details
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text first instance	CODEWEMPLOYEEID12345/EMPLOYERID123/ CODEW to be used for pension payments (input one of the following codes: GPSSA, ADJST, GPNEW, GPEOS, GPRET, GPTSP, GPRSM)
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text - next instances	S/MMYYYY/B0000000.00/H0000000.00/
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text- next instances	S0000000.00/C0000000.00/
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text- next instances	L0000000.00/O0000000.00/T0000000.00
Important notes: the Total Monthly Salary ‘T’ must equal the sum of all allowances: (Basic Amount + Housing Allowance + Social Allowance + Child Allowance + Cost of Living Allowance + Other/Supplementary Allowance) the Basic Amount ‘B’ value cannot be 0.