Submitting Abu Dhabi pension contributions issued by employers to the Abu Dhabi Pension Benefits & Retirement Fund (ADPBRF)

If you’re an employer that makes pension contributions to the Abu Dhabi Pension Benefits & Retirement Fund (ADPBRF), we recommend that you review and, if necessary, update your payment creation and payment templates to include the following:

1. ACH payments

In the ‘Purpose code’ field, select ‘PEN’ for pension.


(select image to enlarge)

You’ll need to provide pension details in the ‘Remittance information’ field. Review the table below for how to include pension details in ACH payments:

Field

Pension details

Remittance Information

Please provide Remittance Information in the below format for your Abu Dhabi pension payments: ADPF/MMYYYY/INV/EMPLOYER OR ADPF/MMYYYY/INV/EMPLOYER/EMPLOYEEEIDANUM (for payments with PSM INV code only) Where MMYYYY is the Month and Year for the payment INV is the invoice type: CON Contributions PSE Previous Service Entity ADC Additional Charges CAJ Contr-Adjustments PSM Previous Service Member* LRC Late contribution payment (effective 17 April 2023) LRA Late additional charge payment (effective 17 April 2023) EMPLOYER is your EMPLOYER ID as provided to your organisation by ADPBRF EMPLOYEEEIDANUM (for payments with PSM INV code only) is the Employee ID of the UAE National who is receiving the pension contribution

Note: To prevent payment rejections, don’t include pension payments, pension adjustments and other ACH payments in the same payment batch.

2. Payments submitted using File Upload or HSBC Connect

If you send pension payments using File Upload or through HSBC Connect, review the tables below for how to include pension details in your payment files. Please contact your Client Services representative if you require any assistance.

iFile
Input field	Pension details
SECPTY -"@LVP@" - Field 65 Regulatory Reporting Line 1	‘PEN’ as purpose of payment
SECPTY -"@LVP@" - Field 44 Payment Details Line 1	ADPF/MMYYYY/INV/EMPLOYER OR IF INV=PSM ADPF/MMYYYY/INV/EMPLOYER/
SECPTY -"@LVP@" - Field 45 Payment Details Line 2	only IF INV=PSM EMPLOYEEEIDANUM
SECPTY -"@LVP@" - Field 46 Payment Details Line 3	Field should be blank, do not capture details here
SECPTY -"@LVP@" - Field 47 Payment Details Line 4	Field should be blank, do not capture details here
SECPTY -"@LVP@" - Field 55 Bank to Bank Information Line 1	Field should be blank, do not capture details here
SECPTY -"@LVP@" - Field 56 Bank to Bank Information Line 2	Field should be blank, do not capture details here




MEABASIC
Input field	Pension details
Column No – AK – Purpose of Payment	‘PEN’ as purpose of payment
Column No - AF - Remittance Information 1	ADPF/MMYYYY/INV/EMPLOYER OR IF INV=PSM ADPF/MMYYYY/INV/EMPLOYER/
Column No - AG - Remittance Information 2	only IF INV=PSM EMPLOYEEEIDANUM
Column No - AH - Remittance Information 3	Field should be blank, do not capture details here
Column No - AI - Remittance Information 4	Field should be blank, do not capture details here
Column No - AM - Bank to Bank Information 1	Field should be blank, do not capture details here
Column No - AN - Bank to Bank Information 2	Field should be blank, do not capture details here




XML v2.0
Input field	Pension details
Regulatory Reporting	‘PEN’ as purpose of payment
<RgltryRptg>
<RgltryDtls>
<Inf>
Remittance Information Unstructured < RmtInf> <Ustrd>	ADPF/MMYYYY/INV/EMPLOYER OR IF INV=PSM ADPF/MMYYYY/INV/EMPLOYER/
<RmtInf> <Ustrd>	only IF INV=PSM EMPLOYEEEIDANUM
<RmtInf> <Ustrd>	Field should be blank, do not capture details here otherwise payment will be rejected
<RmtInf> <Ustrd>	Field should be blank, do not capture details here otherwise payment will be rejected
<RmtInf> <Ustrd>	Field should be blank, do not capture details here otherwise payment will be rejected
<RmtInf> <Ustrd>	Field should be blank, do not capture details here otherwise payment will be rejected




Paymul
Input field	Pension details
Group 15 -  FTX+ABY Element - C108-4440 Free text[1]	‘PEN’ as purpose of payment
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text first instance	ADPF/MMYYYY/INV/EMPLOYER OR IF INV=PSM ADPF/MMYYYY/INV/EMPLOYER/
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text - next instances	only IF INV=PSM EMPLOYEEEIDANUM
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text - next instances	Field should be blank, do not capture details here
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text - next instances	Field should be blank, do not capture details here
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text second instance	Field should be blank, do not capture details here
Group 16 - FTX+PMD Element - 4451-C108-4440 Free text - next instances	Field should be blank, do not capture details here