Information for customers with accounts in UAE using File Upload regarding new pension requirements and ACH Credit enhancements

Changes to payment files uploaded using the File Upload service:

Remittance information

This field can be used to provide details of the payment and will accept up to 140 characters

Please provide “Remittance Information” in the below format for your pension payments:

iFile

SECPTY -"@LVP@" - Field 44
Payment Details Line 1

GPSSAEMPLOYEEID12345/EMPLOYERID123/
Or
ADJSTEMPLOYEEID12345/EMPLOYERID123/

SECPTY -"@LVP@" - Field 45
Payment Details Line 2

S/MMYYYY/B0000000.00/H0000000.00/

SECPTY -"@LVP@" - Field 46
Payment Details Line 3

S0000000.00/C0000000.00/

SECPTY -"@LVP@" - Field 47
Payment Details Line 4

L0000000.00/O0000000.00/T0000000.00

MEABASIC

Column No - AF
- Remittance Information 1

GPSSAEMPLOYEEID12345/EMPLOYERID123/
Or
ADJSTEMPLOYEEID12345/EMPLOYERID123/

Column No - AG
- Remittance Information 2

S/MMYYYY/B0000000.00/H0000000.00/

Column No - AH
- Remittance Information 3

 S0000000.00/C0000000.00/

Column No - AI
- Remittance Information 4

L0000000.00/O0000000.00/T0000000.00

XML v2.0

Remittance Information Unstructured
<RmtInf> <Ustrd>

GPSSAEMPLOYEEID12345/EMPLOYERID123/
Or
ADJSTEMPLOYEEID12345/EMPLOYERID123/

<RmtInf> <Ustrd>

S/MMYYYY/B0000000.00/H0000000.00/

<RmtInf> <Ustrd>

 S0000000.00/C0000000.00/

<RmtInf> <Ustrd>

L0000000.00/O0000000.00/T0000000.00

Paymul

Group 16 - FTX+PMD
Element - 4451-C108-4440
Free text first instance

GPSSAEMPLOYEEID12345/EMPLOYERID123/
Or
ADJSTEMPLOYEEID12345/EMPLOYERID123/

Group 16 - FTX+PMD
Element - 4451-C108-4440
Free text - next instances

S/MMYYYY/B0000000.00/H0000000.00/

Group 16 - FTX+PMD
Element - 4451-C108-4440
Free text- next instances

 S0000000.00/C0000000.00/

Group 16 - FTX+PMD
Element - 4451-C108-4440
Free text- next instances

L0000000.00/O0000000.00/T0000000.00

Where,

  • GPSSA is a static key word to be used for Pension contribution payments
  • ADJST is a static key word to be used for Pension Adjustment payments
  • EMPLOYEEIDXXXXX is the 15 characters Employee ID of the UAE National
  • EMPLOYERIDXXX is the 13 characters Employer ID as provided by GPSSA
  • S is the type of employer. This must be ‘R’ for Private and ‘U’ for Public
  • MMYYYY is the month and year
  • B0000000.00 is the Basic Amount prefixed with fixed letter ‘B’
  • H0000000.00 is the Housing Allowance prefixed with fixed letter ‘H’
  • S0000000.00 is the Social Allowance prefixed with fixed letter ‘S’
  • C0000000.00 is the Child Allowance prefixed with fixed letter ‘C’
  • O0000000.00 is the Other/ Supplementary Allowance prefixed with fixed letter ‘O’
  • L0000000.00 is the Cost of Living Allowance prefixed with fixed letter ‘L’
  • T0000000.00 is the Total Monthly Salary inclusive of all allowances prefixed with fixed letter ‘T’

All above amounts must be 7 digits and 2 decimals. You must provide amounts padded with zeroes (e.g. B0000250.00).

Please note that pension payments, adjustments payments and other ACH Credit payments should not be mixed in a single batch to avoid payment rejections.


Purpose of Payment

Further to our previous communications that stated Purpose of Payment codes will be required as of 19 April, please note the Purpose of Payment requirement is now being implemented effective 17 May 2015 for ACH Credit payments.

File Upload customers will have a grace period until 6 December 2015 to make relevant changes in their file formats to provide Purpose of Payment code in the Purpose of Payment field. Until 6 December 2015, File Upload customers can use the existing 2nd party reference field to input the Purpose of Payment code.

For customers using instruction level authorisation, if the approver sends the payment file to repair, then the new Purpose of Payment field will become mandatory and the user repairing the payments will need to select the appropriate Purpose code.

Please provide ‘PEN’ as Purpose of Payment for your pension payments

Please note: Purpose of payment field will be mandatory for all ACH Credit payments and you are requested to select appropriate purpose code.

iFile

SECPTY -"@LVP@" - Field 65 Regulatory Reporting Line 1

3 digit Purpose of Payment code example REM

MEABASIC

Column No - AK
- Purpose of Payment

3 digit Purpose of Payment code example REM

XML v2.0

Regulatory Reporting                     <RgltryRptg>
  <RgltryDtls>

    <Inf>

3 digit Purpose of Payment code example REM

XML v3.0

Regulatory Reporting                     <RgltryRptg>
  <Dtls>

    <Cd>

3 digit Purpose of Payment code example REM

Paymul

Group 15 -  FTX+ABY
Element - C108-4440
Free text[1]

3 digit Purpose of Payment code example REM

 

      
       
 
 

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